Retirement Plans

• 401(k)

• Tax Sheltered Annuities

• Pension/Profit Sharing Plans

• Keogh

• SIMPLE Plans

• Simplified Employee Plans (SEP)

• ROTH IRA

• Individual Retirement Acct’s (IRA)

• 412(i) Defined Benefit Plans

Education Planning

• Education IRA

• 529 Plans

• Hope Credit Planning

• Lifetime Learning Credit Planning

Health lnsurance

• PPO

• POS

• HMO

• Indemnity Plans

• Self—Funded Plans

• Consumer Driven Health Care

• Health Reimbursement Accounts

• Individual & Group Medical Plans

• Full Wellness Programs

Financial Planning & Analysis

• Needs Analysis

• Customized Educational Seminars

• Asset Allocation

• Professionally Managed Accounts and Education Services

• Executive Financial Planning

Trustee Services Business & Estate Planning

• Non-Qualified Retirement Plans

• Irrevocable Life Insurance Trusts

• Buy-Sell Plans

lnvestments

• Money Markets

• Certificates of Deposits

• Municipal & Government Bonds

• Unit Investment Trust (Income)

• Mutual Funds

• Publicly Traded Stocks

• Brokerage Accounts

• Tax Managed Funds

• Variable Annuities

Group Employee Benefits

• Disability Income Insurance STD & LTD

• Life Insurance (Insurance Analysis on Individual and Group Products)

• Vision Plans

• Dental Plans

• Business Overhead Expense

• Disability Buyout Protection

Executive Benefits

• Bonus Plans

• Deferred Compensation Plans

• Split Dollar Plans

• Group Carve Out

• Supplemental Executive Retirement Plans

Business Continuation Planning

• Key Person Plans

• Buy-Sell Agreements

• Succession Planning

• Business Continuation Plans

• Salary Continuation Plans

• Buy-Sell Funding